Compare & Save on Vehicle Insurance

Welcome to Motor Wise. Your privacy is important to us. This Privacy Policy explains how we collect, use, protect, and disclose your information when you use our vehicle insurance comparison, policy renewal, and insurance assistance services.

1. Information We Collect

We may collect the following information:

• Personal Information: Name, email address, mobile number, postal address, and date of birth.
• Vehicle Information: Vehicle registration number, make, model, manufacturing year, fuel type, policy expiry date, and insurance history.
• Insurance Details: Existing insurer, previous claims, No Claim Bonus (NCB), and policy preferences.
• Payment Information: Billing information and payment method details. Payments are securely processed by trusted third-party payment gateways. We do not store complete card details.
• Technical Information: IP address, browser type, operating system, device information, and website usage collected through cookies.

2. How We Use Your Information

• Provide vehicle insurance comparison and quotation services.
• Assist with policy purchase, renewal, and claim support.
• Verify policy and vehicle information.
• Respond to customer inquiries and support requests.
• Send renewal reminders and policy updates.
• Improve website performance and customer experience.
• Prevent fraud and maintain platform security.
• Comply with applicable legal and regulatory requirements.

3. Sharing Your Information

We do not sell your personal information. Information may be shared only with:

• Insurance Companies: To generate quotes, issue policies, process renewals, or assist with claims.
• Service Providers: Trusted technology, payment, and customer support partners who assist in operating our services.
• Legal Authorities: When required by applicable law or government regulations.
• Business Transfers: If Motor Wise undergoes a merger, acquisition, or restructuring.

4. Cookies & Tracking Technologies

We use cookies to improve website functionality, analyze visitor activity, remember user preferences, and provide a better browsing experience.

• Essential Cookies: Required for website functionality.
• Analytics Cookies: Help us understand visitor behavior.
• Preference Cookies: Save your preferences for future visits.
• Marketing Cookies: Help deliver relevant offers and promotions.

5. Data Security

We use SSL encryption, secure servers, restricted access controls, and regular security monitoring to protect your personal information. While we strive to use commercially acceptable security measures, no online transmission is completely secure.

6. Data Retention

We retain customer information only as long as necessary for policy servicing, renewals, legal compliance, and business purposes. Marketing information is retained until you unsubscribe.

7. Your Rights

You may have the right to:

• Access your personal information.
• Correct inaccurate information.
• Delete your personal data where legally permitted.
• Withdraw Consent for marketing communications.
• Request Data Portability where applicable.

To exercise your rights, contact us at privacy@motorwise.in.

8. Children's Privacy

Our services are intended for individuals aged 18 years or older. We do not knowingly collect information from children.

9. Third-Party Links

Our website may contain links to insurance providers and other third-party websites. We are not responsible for their privacy practices. Please review their privacy policies before sharing your information.

10. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page along with the updated revision date.

Contact Us

If you have any questions regarding this Privacy Policy, please contact us:

• Email: privacy@motorwise.org

Welcome to Motor Wise. These Terms of Service govern your use of our website, vehicle insurance comparison platform, policy renewal services, and related assistance. By accessing or using our services, you agree to these Terms. If you do not agree, please do not use our services.

1. Our Services

Motor Wise provides vehicle insurance comparison, policy purchase assistance, renewals, claim guidance, insurance quotes, and customer support. We help users compare insurance plans from multiple insurers; however, the final policy is issued by the respective insurance company.

2. Eligibility

You must be at least 18 years old and legally capable of entering into a binding agreement. You must provide accurate personal and vehicle information while using our services.

3. Quotes & Policy Information

• Insurance quotes are based on the information you provide.
• Incorrect or incomplete information may result in revised premiums or policy cancellation.
• Premiums and policy terms are determined by the respective insurance provider.
• Motor Wise does not guarantee approval of any insurance application.

4. Payments

• Payments are securely processed through authorized payment gateways.
• Policy issuance begins only after successful payment confirmation.
• Applicable taxes and government charges may apply.
• Motor Wise does not store your complete card or banking details.

5. Policy Renewal & Claims

We provide renewal reminders and claim assistance for your convenience. The approval, settlement, or rejection of claims remains solely at the discretion of the insurance company.

6. User Responsibilities

• Provide accurate vehicle and personal information.
• Maintain confidentiality of your account credentials.
• Use the website only for lawful purposes.
• Do not misuse or attempt unauthorized access to our systems.

7. Limitation of Liability

Motor Wise acts as an insurance comparison and assistance platform. We are not responsible for insurer decisions, policy approvals, claim settlements, delays, or losses arising from incorrect information provided by users or third parties.

8. Intellectual Property

All website content, including logos, graphics, text, icons, and software, belongs to Motor Wise and is protected under applicable intellectual property laws. You may not copy, reproduce, or distribute our content without written permission.

9. Changes to Terms

We may update these Terms of Service from time to time. Updated versions will be published on our website. Continued use of our services after changes constitutes acceptance of the revised Terms.

10. Contact Us

If you have any questions regarding these Terms of Service, please contact us:

• Email: legal@motorwise.org